Gold IRA Rollovers Explained

Most of the world is aware of the ira as well as the 401k but they might not know about one of the newer types known as the gold ira. So what is this new type & how might it affect your retirement savings in the future? Well, there are a few different things you should know about it.

The first thing to keep in mind is that it is pretty much the same as a regular ira except for one thing: you can actually put gold into your account. It can be either the regular physical form of gold or it can be an online form but most of the people who use it tend to go with the regular type of gold, be it bars or coins. As to where they get these types of resources, that’s anyone’s guess but it does tend to appeal a bit more to those who are affluent. It can be used by anyone regardless of how much they have in the bank.

There are plenty of companies out there that can help you with this. One of them being Noble Gold. If you want to learn more about this company, see the Noble Gold review that we found the most helpful.

One alternative to Noble Gold is Oxford Gold Group. These are both good companies, so you can do your own research, but we found a good Oxford Gold Group review as well if you want to compare the two companies.

So here are some of the few key takeaways you should know about. You can set up your gold ira with pre tax dollars but you can also use dollars that have not been taxed yet. If you are one of the gold ira holders who is self directed, the ira will allow you to buy any kind of precious metals for your account such as gold or platinum. You can also buy palladium or silver if you so desire but it would be best not to go overboard with this type of account. You can only put in about 6000 per year & the irs will enforce it if you go over the limit so make sure to play by the rules.

There are a lot of tax advantages to this type of account but you could get the same kinds of advantage just using a regular ira so this might not be the right one for you. You can get a regular gold ira but there is also the option to get a rollover or what’s known as a gold sep ira if you are so inclined. Now this is available to those who own a small business or someone who identifies as self employed. With this, you will only be taxed if you withdraw any money during your retirement as opposed to any of the money you might contribute to it.

Typically, the most you can put into it in any given year is about 6000 but when you turn 50, this increases to 7000. This helps you to meet your goal faster than you might expect. This also allows you to save to a quarter of what you make up to 58000 & put it into your retirement savings. This will increase to 61000 as we get into the new year but for now it remains at 58. So you might be wondering if there is any risk to having a gold ira but the good news is there does not appear to be much of any in this type of account.

The thing you need to understand is that gold doesn’t have any earnings which means you are not likely to make any money off of it unless you invest them in stocks or something like that. It also does not pay any dividends so there is no evidence that this is the kind of account that can benefit you financially. But gold has begun to increase in value over the years so if you do have an account for many years, this could lead to you benefiting from this account in the long run.

This does not mean that you do not have any use for a gold ira in the short term but it is probably not what you should be focusing on primarily. It did spike back in the early 80’s then plateaued by the time it got to 2006. It peaked at 1600 when the stock market crashed back in 2008 & now it’s hovering around the same range somewhere between 1100 and 1300. This is not to say that it will never go up in the future but I definitely would not hold your breath.

At the same time, there is also the roth gold ira which can only be funded with money that has already been taxed. When you finally opt to withdraw it during your retirement, you will need to pay taxes on it but this is just a drop in the bucket compared to what you make in the long run. & finally, you have the traditional gold ira which can only be funded with pre-tax dollars. This means your earnings will grow over time & be taxed when you finally opt to retire.

Cooking And Health

When you prepare your own meals, you have many options for delicious, nutrition-packed food. You do not need to be an expert in the kitchen to enjoy a well-balanced diet. Even if you start with few cooking skills, you can have good meals every day.

What Is Healthy Cooking?

When you want a healthy diet, there are healthy ways to prepare your meals. Examples include baking, broiling, and using a grill. While boiling is another option, many foods lose nutritional value when they are boiled.

Frying is the most common option to avoid. The main reason frying is unhealthy is frying often requires fat or oil. If you do fry, use a low-fat cooking spray instead of traditional fats and oils.

Baking, broiling, and grilling does not require added fats. These methods help the food retain its nutritional value, and also retain its taste. From meats to vegetables, all of the foods you love can be prepared with these methods.

Cooking Is For Everybody

In the past, it was not uncommon for children to be taught how to cook. Girls and occasionally boys learned these skills at home. Even if your kids only know how to push buttons on a microwave, they can learn the basics of home cooking.

One idea is to choose one day or evening per week to cook with your entire family. Assign each person an easy task. From gathering ingredients and reading instructions to gathering utensils, cooking can be fun for everyone. From your youngest child to your spouse, it can be a learning experience.

What Type Of Cooking Is Right For You?

Unless you have a personal preference or special needs, start with simple, healthy cooking. Metabolic cooking is one approach to consider. Whether you have read a Metabolic Cooking review or whether you are unfamiliar with it, it can be an excellent way to approach cooking at home.

Metabolic cooking emphasizes nutrition. You can increase your metabolism and lose unwanted body fat. The metabolic cooking program shows healthy eating is not boring or plain. You can reach your weight goals with delicious food.

If you are inexperienced in the kitchen, the Metabolic Cooking Program provides everything you need. It is simple to follow, even if you are a beginner. The recipes are easy to understand and easy to prepare. Every recipe includes a calorie content and nutritional content. You will have more than 250 recipes, divided into categories.

Healthy Habits With Home Cooking

After you experience home cooking, you may never rely on fast food or processed foods from the microwave again. You will see that home cooking is fun, and you will really love the results.

Even if you have a busy schedule, there is always time to prepare a meal. The recipes in the Metabolic Cooking program, for example, do not take much time. You can prepare a meal after work, or your kids can prepare meals after school.

Home cooking is an excellent way to teach healthy habits to your kids. Even teenagers will be delighted to present the results when they cook. Kids who learn how to cook have a skill that will benefit them throughout their lives.

It’s Time To Make A Change

Many individuals, couples, and families today are not acquainted with home cooking. With busy schedules, too many people eat fast food, junk food, and whatever products they can find to heat in the microwave. As the joy of cooking is not as common as it was in the past, too many people lack adequate nutrition. Instead, they settle for food that is high in fat, calories, and sugar, and ready-made meals filled with additives.

Metabolic cooking can change your life. No one needs to be intimidated by recipes because they are all quite simple. When you taste the results, you will know home cooking is for you.

Everyone in your household can give up unhealthy food and make positive changes. Taste and nutrition can both be found in the Metabolic Cooking recipes. Instead of fad diets and gimmicks, you can have delicious food that is good for you, and plenty of variety in your meals.

There are many ways you can improve your health. Home cooking is one example. When you start with this Metabolic Cooking review, you will see how easy it is to prepare good meals every day.

Organic Juicing

Organic juicing has become one of the most popular paths to better health, not to mention, the most convenient method of assimilating many nutrients at once. And besides being a heck-of-a-lot healthier than sugary box drinks, lists various juices as one of the better drinks for fitness. In fact, with the modern diet becoming worse, juicing provides a simple solution to an otherwise challenging exploit.

We’ve all heard the same advice about eating better, but now we can actually be a little more specific. Invest more attention in fruits and vegetables. In fact, the freshest organic juice that is void of chemicals, provide nutrients that prevent, heal, and in many cases, eliminate many common ailments.

The Benefits of Juicing

Our organs work so hard to purify the body, yet the design of those organs cannot effectively neutralize the types of foods we consume, at least, not on their own. Fortunately, we can effectively detoxify our bodies by simply drinking natural juice.

There are many reasons juicing has an advantage:

  • Helps strengthen immune system naturally
  • Helps in detoxification, and therefore reduces stress and tension
  • Helps maintain blood pH levels and balance internal alkalinity
  • Increases blood oxygenation
  • Helps resolve digestion related problems
  • Helps improve skin problems

Perhaps the most rewarding benefits of organic juicing are the ability to minimize and prevent many of the debilitating illnesses we suffer from today. In fact, pinpoints the best and worst fluids that are advantageous to healing, and do double duty by benefiting weight loss.

When we consume fresh fruit and vegetables the body extracts all the nutrients and passes the fiber onto our digestive tract. The fiber helps scrub away remnants left behind, then binds and neutralizes the substances. The body hasn’t expelled extra energy to process the juice, yet you benefit from quick assimilation into the organs.

Why Buy Organic

Organic products are chemical-free. To enjoy the status of “organic,” vendors must refrain from using hormones, herbicides, pesticides, antibiotics or any derivatives of products using chemicals.

According to the USDA, more than 70 percent of our fruits and vegetables contain pesticide residues, which begins to accumulate in our tissues at an early age, reaching concentrations that cause major cellular malfunction and disease.

Many of the toxic chemicals used on crops disrupt our hormones, and interfere with our metabolism, thereby increasing concentrations of toxic waste in the body. Furthermore, farms use a mixture of these substances that develop into a cocktail of chemicals which result in adverse health effects.

Another rewarding benefit of juicing is the ability to minimize and prevent many of the debilitating illnesses that often originate from the foods we eat. Consider these 4 advantages of juicing for easy weight loss;

1. Weight Control
Juicing can help speed up fat loss by increasing metabolism, stabilizing those cravings and binging on sweets and processed foods, as well as providing more colon-cleansing fiber to flush waste and toxins and flatten the tummy.

2. Detoxing
There’s lots of conjecture and theory about the numerous methods of ridding the body of toxins, but the more popular techniques involve cleansing the system with juice fasting. Juicing helps to purge toxic remnants from over-worked organs, like the liver and kidneys, while replenishing the body with vitamins and minerals.

3. Disease
In addition to waste, mucus, and the abundance of chemicals, the body also retains many parasites and the longer we ignore these invaders, the more harm they can do. Fruits and vegetables help to detoxify the lungs, skin, kidneys, and liver and flush the digestive system, which also benefits your journey towards natural fat loss. By improving the immune system and the way it functions, we give our body a natural way to fight off attacks and fight fat.

4. Fatigue
Ever feel drained, worked over, and running on empty? Fatigue can come from many sources and there are a variety of ailments that make you feel exhausted. Often when we feel depleted, most times we are but when you give your digestive system a rest it has time to purge and release. Many people quickly rely on antacids and laxatives; however, remnants of leftover toxins are still present in the next draining moment. Juicing can boost your energy levels with the quick absorption of Iron, Vitamin B, and Magnesium.

The reasons to switch to organic juices are quite compelling, and millions of people are utilizing all natural juice delivery over the usual chemically-infused options. Changing our health for the better is not a challenge. To protect ourselves against the common ailments, as well as natural weight-loss methods, we simply have to limit our exposure to the root causes and choose methods that prevent and heal.

SEO Strategies For Your Business

Search engine optimization (SEO) is probably one of the most misunderstood concepts of all time. This is because many so-called SEO experts have different interpretations about the meaning of this concept. However, if you look at SEO from the pragmatic perspective, there is no mystery at all.

Understanding SEO
Search engine optimization is the process of improving the quantity of traffic to your website without resorting to tricks and gimmicks. In case this definition is not clear enough, we can make things even clearer. You have a website and you run an online business. Now, you cannot attract customers to your site if these customers do not know that your site exists. Remember that most people who buy goods and services online begin the process by carrying out a search for what they want to buy. Now, if your site does not show up on the search engine results page, the people looking for the service you offer cannot patronize you. For this reason, SEO is also a process that makes your website more visible to search engines.

It is also important to point out that online shoppers hardly go beyond the first page of the search engine results. In fact, most shoppers only buy goods and services from the top five results on the page. This brings us to another point. In an effective SEO campaign, your aim should not be quantity but quality as well. If your website appears on the second or third page of the search engine results, this may not do you much good. You want your site to rank high on search engine results pages because this is where the action is. If your site shows up on the top search engine results, more customers will patronize you. Now, let us look at some ways you can carry out an effective SEO campaign.

White Hat Content
In the internet world, content is king. Your website needs the right landing page, the right web pages, and relevant articles to attract customers. Your articles must obey white hat internet rules so that you do not get blacklisted by search engines. This means that you should use key words, sub-heads, and tags the right way. If you cannot write great articles, you can contract article writing to excellent freelance writers who know the rules of the game.

Social Media Marketing
Another wonderful SEO strategy is social media marketing. Sites like Facebook and are Twitter are great marketing avenues. Millions of people from different parts of the world visit these sites every day so you can reach them if you have an active social media account. The best thing about social media marketing is that it is practically free but it is very effective.

This is another great way to give your business visibility without spending much money. Set up a blog for your business and update it frequently. A well-written and informative blog is an excellent marketing strategy. You can reach new customers with your blog and stay in touch with old ones. You can use your blog to introduce new products and give customers information on old products. You can also use your blog to offer bonanzas and discounts to your customers.

Email Marketing
Millions of people send and receive emails every day of the week. This makes email marketing one of the most effective ways to attract a global market for your business. Carry out an effective email marketing campaign and your business will boom.

Online Videos
You know the old saying about a picture being more effective than words. You can take your business to the next level by posting online videos of your website in the right places. is a great site and millions of people visit this site every day. Place your videos here and you will attract many visitors and potential customers to your site.

Guest Blogging
Sometimes, helping other business owners pays dividends and brings you more business. For instance, you can write articles as a guest blogger for other online firms. Leave a link to your site on the blog and this will bring many customers to your site. Plus, links from other sites to your will give you internet credibility and make your website more attractive to search engines.

Final Word
As you can see, SEO is not rocket science. You can try out the tips above to market your website. You can also log on to or read the 67 Steps – 2017 review for more information on everything SEO.

All About E Juice

When it comes to vaping, it all comes down to the type and brand of e-juice you choose to use. Puffing on your electronic cigarette is a time for relaxation and enjoyment, so why not make the most out of every vaping experience. E-juice makers are constantly coming up with new and unique flavors to enhance the vaping experience so choosing the best and top e juice flavor can be somewhat challenging. However, there’s no need to fear. Here is all you need to know about the top e juice flavors and brands that will make you wild about vaping and give you all the information you need to make the best choice for your personal vaping tastes and pleasure.

What e-juice really is
If you’re new to vaping, then you may be a little confused with all the different types of e-juices or e-liquids on the market today, but it’s good to have choices as long as you make an informed decision. First, you should know what e-juice really is and a little about what goes into making e-juice. E-juice is also known as e-liquid, vape juice, or vaping liquid. What’s important to remember about e-juice, no matter what name you choose to use, is that all e-juice does not contain nicotine. E-juice that contains no nicotine is called 0mg. Basically, it’s a vaping liquid where the nicotine has been left out of the recipe. Another thing that should be mentioned is that vaping with e-juice is not smoking. When vaping, the liquid is atomized into vapor and there is smoke involved in the process. Now, let’s look at what the typical e-juice is composed of, and this just might surprise you.

E-juice is generally composed of four to five ingredients. Even the top e juice brands use this basic formula.

*VG or vegetable glycerin makes up 80 to 90 percent of e-juice. VG can be 100 percent pure or be combined with PG the second ingredient in e-juice.

*PG, better known as Propylene glycol, is the second ingredient in e-juice. PG is a solvent and is usually mixed with VG. PG is used for a large variety of products but is most commonly known for its use in fog machines. The more PG used in e-juice, the thicker the cloud of vapor will be. However, too much PG can cause allergic reactions and sore throats, so try to stick to e-juices that use smaller amounts of PG.

*Flavor is the third ingredient used in e-juice. Most of the top e juice makers use food grade flavorings commonly used in foods like candy.

*Nicotine is the fourth ingredient added to e-juice but this is optional. Nicotine is usually added in the range of 0 percent to 2.4 percent depending on the strength. The top e juice suppliers normally use pure pharmaceutical grade nicotine.

*Distilled water is the fifth and final ingredient used in making e-juice. Distilled water is only used when the solution needs to be diluted.

Now that you know what e-juice is and what it’s made of, it’s time to take look at some of the top brands and flavors of e-juice. Whether you’re a seasoned vaper or new to the world of vaping, you’ll find that some of the top e juice flavors and brands on the market today will provide you hours of vaping pleasure.

Some of the top e juice flavors and brands

M.B.Y.C is an e-juice by Sickboy. This Denver, Colorado e-juice vendor hit big with this praline, ice-cream, and vanilla custard e-liquid. It’s fun, decadent and long-lasting.

Blue Voodoo by Mister-E-Liquid is a sweet and tangy e-liquid that got its start at a vape bash back in 2013. Since that day, Blue Vodoo has been a popular choice for thousands of dedicated vapers.

Mother’s Milk by Suicide Bunny is almost iconic when it comes to e-juice. This e-juice is as rich in flavor as it is in popularity among vapers. The tase is smooth and creamy with a custard-like feel. It’s like dessert in a vapor. The exhale presents a sweet strawberry taste with a touch of spice.

The vaping experience is fueled by e-juice. To make the most out of each inhale and exhale, you have to choose an e-juice that suits your taste, mood, and style. Vaping is an experience that is meant to be enjoyed like the finer things in life so choose your e-juice wisely.

FOFC San Gabriel Valley for Reviews, Musings, and More

If you enjoy reviews, opinions, and helpful resources, then you are in the right place here at FOFC San Gabriel Valley! Welcome! We are in the process of gathering and sorting a lot of data and information to help you make buying and other consumer decisions much easier. It’s our goal to become a kind of “one-stop shop” for you when you are researching services and consumer goods.

We’ve always enjoyed product reviews in the past, so we figured, why not put together our own site and offer some of what we know to others. And that’s what we’ll be doing. Please give us a little time as we put the blog together. We’ll also add video when we can.

In the meantime, thank you for your visit. Please stop back often as you never know what you might find here! We look forward to serving you.